A large number
of County Court Judgements, CCJ's, are the result of undefended
summonses. Usually because the defendant is unaware of the response
needed does nothing, so the court enters a 'Judgement by
Default'.
The Central Registry then passes the judgements to
the credit agencies. A debt can be paid off but the judgement stays
on record because no one asked for it to be 'set aside'. Simply
because they did not know that it was necessary.
There are
other reasons, detailed later, which the courts will or will not
accept to 'set aside' e.g. A defendant can state that they have been
making regular payments But not if the payments have been
irregular.
As a reliable guide to get you well and truly
established, use the reasons we have listed for you later in this
section.
In order to process the removal of a CCJ you need
the following details:
The original
summons
The name of the plaintiff. (The one who took
out the summons)
The name of the court
The Case Number - Without the case number the
courts will not even read an application. If you do not have this,
then contact the central registry and ask for details of the
judgement and case number. This will cost around £15, paid to the
registry.
Write to : Registry of
Court Judgements Registry Trust Ltd 173/174, Cleveland
Street LONDON WP1 5PE Tel: 020 7380
0133
Corresponding with the court office
The court
office is open from 10am to 4pm Monday to Friday. When corresponding
with the courts please address forms or letters to the Chief Clerk
and quote the case number.