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This
week, the Scottish Law Commission has issued its Report on
Diligence. (Diligence is the name given to debt enforcement in
Scotland.) The Commission?s task is to review legislation and make
recommendations for improvement to the Scottish Parliament.back to top
If you are in a
position to pay the amount in full then do so within one
monthotherwise the CCJ will
be registered with the Register of County Court Judgments and credit
reference agencies will note this on your file. This may make it
difficult for you to obtain credit in the future.back to top
A
County Court Claim Form is issued because the lender has asked the
court to enforce payment. If you receive a Claim form in the post
don't panic!back to
top
The county court is a civil court and most large
towns have a local court. A large number of
debt actions are dealt with by this court, and all matters under the
Consumer Credit Act 1974 (which covers much of the unsecured credit
discussed above) must be heard by the county court.back to top